Pricing

PactTax pricing

Four plans, each for one business, with AI in every plan. Each plan includes everything in the one before it. Try it free for 14 days.

Prices exclude VAT, which is added at 20% when you pay.

The plans

Prices are per business, excl. VAT. Pay monthly, or pay for a year up front: a year costs ten months.

Business Starter

Books, bank feed and Making Tax Digital for a sole trader or landlord.

£6a month excl. VAT

Or £60 a year excl. VAT, which saves £12.

Includes

  • Bank feed, bookkeeping, invoices, quotes, receipts and reports
  • Making Tax Digital for Income Tax: quarterly updates and the tax return, prepared from your records
  • VAT returns, prepared from your records

Limits

  • 1 team member (you)
  • No payroll
  • No departments
  • 10 AI answers from PAM and 50 AI category suggestions, a person a day

Business Plus

Annual accounts and Corporation Tax for a limited company, with e-invoicing.

£16a month excl. VAT

Or £160 a year excl. VAT, which saves £32.

Everything in Business Starter, plus

  • Annual accounts and Corporation Tax (CT600), prepared from your books
  • E-invoicing over Peppol

Limits

  • 2 team members
  • No payroll
  • No departments
  • 25 AI answers from PAM and 150 AI category suggestions, a person a day

Scale-ups

Payroll, CIS and the finance suite for a growing team.

£35a month excl. VAT

Or £350 a year excl. VAT, which saves £70.

Everything in Business Plus, plus

  • CIS deductions and monthly returns
  • Budgets, approvals, projects, group consolidation and leases

Limits

  • 5 team members
  • Payroll for up to 10 people
  • No departments
  • 50 AI answers from PAM and 300 AI category suggestions, a person a day

Enterprise

For larger businesses: departments, the API and help to get going.

£65a month excl. VAT

Or £650 a year excl. VAT, which saves £130.

Everything in Scale-ups, plus

  • The PactTax API
  • Priority support
  • Onboarding help

Limits

  • Unlimited team members
  • Payroll for up to 25 people
  • Up to 3 departments
  • 100 AI answers from PAM and 600 AI category suggestions, a person a day
Compare the plans
FeatureBusiness StarterBusiness PlusScale-upsEnterprise
Monthly price£6 excl. VAT£16 excl. VAT£35 excl. VAT£65 excl. VAT
Yearly price£60 excl. VAT£160 excl. VAT£350 excl. VAT£650 excl. VAT
Bank feed, books, invoices and reports✓Included✓Included✓Included✓Included
Making Tax Digital for Income Tax✓Included✓Included✓Included✓Included
VAT returns✓Included✓Included✓Included✓Included
Annual accounts and Corporation Tax—Not included✓Included✓Included✓Included
E-invoicing over Peppol—Not included✓Included✓Included✓Included
Payroll—Not included—Not includedUp to 10 peopleUp to 25 people
CIS—Not included—Not included✓Included✓Included
Budgets, approvals, projects, group consolidation and leases—Not included—Not included✓Included✓Included
Departments—Not included—Not included—Not includedUp to 3
The PactTax API—Not included—Not included—Not included✓Included
Priority support and onboarding help—Not included—Not included—Not included✓Included
Team members125Unlimited
AI answers from PAM, a person a day102550100
AI category suggestions, a person a day50150300600

AI allowances are the standard daily amounts for each person; the figure shown in the app is the one that applies. Have a voucher? Enter it at checkout.

One plan for each business

A plan covers one business: your own self-employment and property income together, or a limited company. A sole trader or landlord usually needs Business Starter. A limited company needs Business Plus or above for its annual accounts and Corporation Tax, and Scale-ups adds payroll and CIS.

  • Team members are the owner and the people they invite. Accountants you give access to never count.
  • The 14-day trial has Business Starter's features and limits.
  • Prices exclude VAT, which is added at 20% when you pay.

Questions about billing

Is the price per business?

Yes. Each plan is for one business. If you also run a limited company, the company has its own plan, chosen for what it needs.

How does the free trial work?

You get 14 days free with Business Starter's features. Signing up asks for your email address and a password. Choose a plan for the business when you are ready.

Is VAT included?

No. Prices exclude VAT, which is added at 20% when you pay.

What does paying yearly save?

A year costs the same as ten months. On Business Starter, that is £60 a year instead of £72 paid monthly, excl. VAT.

Can I change plan?

Yes, from Settings. Moving up starts straight away, and you pay only the difference for the rest of your current billing period. Anything you move down from becomes credit.

Can I cancel?

Yes, whenever you like, from Settings with one confirmation. The plan stops renewing and you will not be charged again. You keep full access until the end of the period you have paid for, which is not refunded. Your records stay yours to download.

Will the price go up?

List prices are locked for at least 12 months from the day you subscribe. We give at least 60 days' notice before a price change, and we do not raise the price during a period you have already paid for.

I have a voucher. Where do I use it?

Enter it at checkout when you choose your plan.

I am an accountant. How does it work for my practice?

You and your staff use PactTax free. Each client either pays for its own plan, or your practice pays for it at a volume discount, invoiced monthly.

Try PactTax free for 14 days.

Set up in minutes, then choose the plan that fits your business.

Start your free 14-day trial